Website design By BotEap.comJust because it’s legal for a teen to get a driver’s license doesn’t mean you should let yours try as soon as they turn 16. Driving is a huge responsibility and can be an expensive chapter in your life as a parent. Your auto insurance premiums will increase when you add a teen driver to your policy. And if your child has poor grades and hasn’t had driver’s training, the rate increase is likely to be even higher. Make sure your teen has all his ducks in a row before you let him get her license, and choose a car for her to drive that won’t send her to the poor house.

Website design By BotEap.comhow to find out

Website design By BotEap.comLook at the “Relative Cost of Collision Insurance Information Booklet” produced by the National Highway Traffic Safety Administration because the amount of damage that can occur to a car is important to auto insurance companies. You can find this information online or you can ask a car dealer about it. Dealers are supposed to keep this brochure in their showrooms. Car dealers should tell you how much insurance is likely to be for the type of car you’re considering buying.

Website design By BotEap.comOr you can ask your insurer how much it will cost to insure different car models. The vehicles in the report represent a worse or better than average collision loss experience. An average score is 100, and anything less than that is better than average; anything higher is worse than average. Car scores range from a low of 50 for a Chrysler 200 to over 300 for a BMW M3 and a high of over 700 for a Ferrari.

Website design By BotEap.comNew Small and Medium Cars

Website design By BotEap.comIf you want to get a small car for your teenager, here are the cheapest ones to insure:

Website design By BotEap.com– Smart car

Website design By BotEap.com– Mini Cooper

Website design By BotEap.com-Toyota Yaris

Website design By BotEap.com-Slingshot Fit

Website design By BotEap.com-Chevrolet Cruze

Website design By BotEap.com-Nissan Juke

Website design By BotEap.com-Hyundai Elantra

Website design By BotEap.comHere are some good midsize cars for cheaper teen car insurance:

Website design By BotEap.com-Chrysler 200

Website design By BotEap.com-Honda Accord

Website design By BotEap.com-Subaru Legacy

Website design By BotEap.com-Kia Optima

Website design By BotEap.comWhile sports cars aren’t usually cheap to insure, if you’re serious about getting one for your teen, the Chevrolet Camaro and Ford Mustang score better than average for collision loss experience.

Website design By BotEap.comNew Trucks and Sport Utility Vehicles

Website design By BotEap.comAll two-door small truck models scored well on the collision loss experience test. Best of the bunch is the GMC Canyon, but the Chevrolet Colorado, Toyota Tacoma and Ford Ranger scored better than average.

Website design By BotEap.comHere are some of the best SUVs to insure:

Website design By BotEap.com– Jeep Wrangler (the car with the lowest score of all with 47)

Website design By BotEap.com-Honda CR-V

Website design By BotEap.com-Mercury Mariner

Website design By BotEap.com-Mazda Tribute

Website design By BotEap.com-Ford Evasion

Website design By BotEap.com-Kia Sportage

Website design By BotEap.com-Hundai Tucson

Website design By BotEap.com-Toyota RAV4

Website design By BotEap.com-Nissan Rogue

Website design By BotEap.com-Volkswagen Tiguan

Website design By BotEap.com-Mitsubishi Outlander Sport

Website design By BotEap.comUsed cars

Website design By BotEap.comAverage-carinsurance.com put together a list for parents who want to buy a used car for their teen drivers. The list includes only cars that were on the Insurance Institute for Highway Safety’s 2008 Top Safety Picks list. All the cars on the list have passed crash tests and have newer safety features that are appealing to insurance companies.

Website design By BotEap.comHere are the top 10 used cars to buy for your teen:

Website design By BotEap.com-Audi A3

Website design By BotEap.com-Honda Accord

Website design By BotEap.com– Mercury Sand

Website design By BotEap.com-Ford Taurus

Website design By BotEap.com– Subaru Ranger

Website design By BotEap.com– Mercury Milano

Website design By BotEap.com– Stem

Website design By BotEap.com-Nissan Rogue

Website design By BotEap.com-Honda Civic

Website design By BotEap.com-Ford Fusion

Website design By BotEap.comAll model year is 2008 except Mercury, Honda Civic and Ford Fusion which are model year 2009.