Website design By BotEap.comThe old financial model no longer serves us. I mean, do we really live in the same world that existed 10, 20, 30 years ago?

Website design By BotEap.comTo put it in perspective, let’s take a look back at the good old 1990s. Aside from gadgets and fashion styles that come in and out of fashion, consider your daily life for a moment. How often do you go online to search for something? How often do you text? Do you use your cell phone more than your home phone? Do you still have a home phone? What would your life be like without these tools?

Website design By BotEap.comI know I really can’t imagine life without my iPhone, iPad, iMac, texting, the Internet, and all the things that help me function on a daily basis. (My staff thinks I have an Apple addiction, but I’m pretty sure it’s just jealousy.)

Website design By BotEap.comBut in 1990, the World Wide Web was just being invented. Just like eBay, Google and Yahoo. Facebook, Twitter and MySpace weren’t even thoughts in anyone’s head yet. So no one sat down to play Mafia Wars and update the world to the minute details of their lives. This was before the era of Dot Com Millionaires and online dating, shopping and well…anything online! This is a new world.

Website design By BotEap.comTwenty years ago we were still forming the technology that would allow us to dial into our huge, bulky computers, now we walk around with cell phones that can do everything but wash our car. And I’m pretty sure it will be next. So if so much has changed, why would the way we handle our money be the same?

Website design By BotEap.comThe fact is that money is a concept, not something real, static and unchanging. Paper money is no longer backed dollar for dollar by gold in the treasury. President Richard Nixon removed that in 1971, forever changing the way our economy works. He has lost any semblance of real value. It’s all in the perception. (And to be honest, it always has been, even when backed by gold. I mean, come on, who initially decided that some shiny bits of gold on earth would suddenly be valuable enough to trade for something you can actually eat, use or live in?)

Website design By BotEap.comMoney means something because we create a social contract to allow it to mean something, and we all more or less agree on what can be exchanged. (Some of us might feel the least bit of this statement if you’re being scrutinized with credit card and bank fees and are now branded a leper because of your credit score, but you get the idea.) It might as well have been beads, marbles, or shark teeth. Although it is true that shark teeth could pose other problems that our paper money has avoided altogether. But hey, maybe we’d be more careful about what we spend if we knew we’d have to play tooth fairy with the great whites to pay for those latest and greatest must-have apps.

Website design By BotEap.comI am not suggesting that you discard all the old wisdom. There’s still a lot to be said for having a 90-day reserve and organizing your budget to live below your means, rather than well above your means, which is where most of us have been. Life happens and you need to have some instant cash to handle those rainy days, or you’ll end up inundated with bills you can’t pay and swimming in credit card debt out of control. But whoever told you to wait until you have your savings, 401K, IRA and all credit cards paid off to start investing is simply wrong. That old-school philosophy just won’t get you anywhere, but bankrupt and worse, debt bondage.

Website design By BotEap.comOur current society does not really prepare people for financial education. Our universities are wonderful at teaching Kant and Shakespeare. You can learn a lot about the underwater sea world or the outer regions of space. Goal money? Not so much. It is a sad commentary on our world that we know so little about something that affects our lives so profoundly. The rich understand money. They use the money, make it work for them, and play the game to get ahead. The poor and middle class pay for this ignorance with debt and stress.

Website design By BotEap.comIt’s time for everyday Joes and Janes to ditch the old notion that going to college, buying a house, saving, working hard, and investing in your company’s retirement package will help you get ahead in life. it doesn’t. It never has and it certainly never will. It’s a system designed to keep the rich rich and the poor, well, you know. It’s time to take a stand against the system and recognize that there are better ways to create wealth. Ways that really work. Real estate being one of the largest. It’s time to end the excuses. “I can not afford it”. “I don’t have a down payment.” “My credit is beyond repair.” “I’m in foreclosure, no one would ever lend to me.” “I don’t know anything about investments.”

Website design By BotEap.comThere are ways to get around all these objections. There are systems that can allow you to invest now, just as it is. It’s time to get excited about your life again! Recognize that there is a very real and feasible way to catapult yourself out of debt and live a life of true wealth.

Website design By BotEap.comIt’s time to think outside the box, or the bun or whatever. In fact, throw the box out completely and start thinking for yourself. And let’s think of some creative ways to get around the standard objections most people have to investing and building wealth. See, there’s a reason Warren Buffet is one of the richest men on the planet. He doesn’t think like you. He is a contrarian investor doing the opposite of you. Wouldn’t you like to be more like him?

Website design By BotEap.comRight now Warren Buffet is not selling. he is buying. The problem is that you can’t buy because you don’t have the money or the credit. Or you just don’t have the means. The banks are not lending you. You’re not ready to take advantage of this economy. This is why you should be open to alternative ways of investing. That is why you have to look for experts who can help you.

Website design By BotEap.comReally! I know this sounds like a fairy tale, but I’m here to tell you that you can have that happily ever after that you’ve always dreamed of. No, I am not going to wave a magic wand and erase your problems, but I am going to be that unreasonable friend who takes you out of your comfort zone and tells you to stop making excuses and start making something happen with your life. . Now is the best time of our lives to invest.

Website design By BotEap.comAlthough here is the key. You have to really start! You cannot change the direction a ship is heading if it is dead in the water. In the same way, we cannot change the trajectory of your life if you are not moving in any direction. (Sinking in debt doesn’t really qualify as an address, by the way.)

Website design By BotEap.comIf you want to see something change in your current circumstance, then you have to change. You have to change the way you think about investing, how you prioritize your money, and how you think about the strategy needed to build wealth. The more you resist, the more you live in the past, the longer it will be before you see something really change in your life. But if you’re ready to make some changes, then there are people who can help you in ways you never imagined.