Website design By BotEap.comWhen Prince Charming arrives and you marry him, the last thing you want to think about is that he might drop dead or, worse yet, turn into an ogre. However, millions of women have had one or both experiences. Deana Carter Ingalls is here to help when your fairy tale turns into a nightmare. In her new book What to Do If You Boot Him or Bury Him, she offers practical, down-to-earth, sensible, and financial advice on what to do now so you’re not caught off guard if your husband dies or if you end up getting divorced.

Website design By BotEap.comCharter Life Subscriber (CLU), Charter Financial Consultant (ChFC), and Certified Divorce Financial Analyst (CDFA), Deana begins by sharing some facts in case you think being divorced or widowed is something you don’t need to worry about. about about According to the 2010 US Census, the United States has the 10th highest divorce rate in the world: 53%. That equates to one divorce every six seconds. Also, because many married women are not prepared for divorce or the death of their spouse, they do not have the assets or financial knowledge to stay ahead of the game. The National Institute for Retirement Security reports that 80% of women are likely to fall into poverty in their retirement years.

Website design By BotEap.comDeana understands what a woman is likely up against, and she puts it bluntly: “If the husband you supported emotionally, sexually, and maybe even financially while he was getting his degree doesn’t leave you for the yoga instructor who was in diapers when you were attending your high school prom, I will most likely die before you do.” In fact, 80% of women outlive their husbands and almost half of them say they wish they had taken a more active role in finances before their death.

Website design By BotEap.comIf you fear losing yourself in managing finances when your spouse is no longer around, What To Do If You Get Kicked Or Died is the perfect book to educate yourself now. Perhaps best of all, it’s a quick read that tells you all the basics you need to know. At only 100 pages, this book can be read in just a couple of hours, and you can then refer to it regularly as needed. It’s small enough to fit in your bag so you can take it with you to read in the waiting room, on the bus, or whenever you have a spare minute.

Website design By BotEap.comIn addition to a Foreword by Patrick Snow, the international bestselling author of Creating Your Own Destiny, the book is divided into fifteen short chapters that explain everything you need to know. Every topic imaginable is covered, from Social Security and Medicare to investment options, finding a trusted financial adviser, child support and alimony, determining your financial risk tolerance, health care , long-term care insurance, life insurance, and even getting well. in the dating game again, if you feel the need.

Website design By BotEap.comDeanna goes into detail about topics you may be wondering about or haven’t even considered, such as what you need to know about Social Security, depending on the age at which you take it, and also how to collect it from your spouse. She shares that if she helped her spouse through college, she may be eligible for tuition reimbursement. And she helps you go on a treasure hunt to find out about your spouse’s finances before the big event happens, be it divorce or death. This treasure hunt is vital because if your spouse is in debt, you will be responsible for half of it, so it is better to find out sooner rather than later.

Website design By BotEap.comAlthough she deals with serious topics, Deana’s tone is often humorous, as the book’s title itself makes clear. Each chapter begins with a humorous or insightful quote. My personal favorite is from Roseanne Barr, who said, “I’m not upset about my divorce. I’m just upset that I’m not a widow.” Each chapter is filled with fun graphics to highlight sidebar information and various facts that are important to know.

Website design By BotEap.comFinally, Deana reminds us of the importance of keeping our emotions out of our financial plans. While it’s normal to have anger or resentment after divorce, or fear and grief after death, we can’t let it interfere with our financial decisions. The same is true if we re-enter the dating scene; Women don’t want to let their emotions put them in situations where the men they date end up fleecing them.

Website design By BotEap.comIf you’re contemplating divorce or just being realistic about the fact that your spouse will probably precede you, then What to Do If You Kick You or Bury You will be your new best friend that, until now, you may never have realized you needed. So don’t delay; it is always better to be prepared.